IRUA Officers & Directors

Keith Cartmell is a Senior Vice President and Property Treaty Reinsurance Underwriter for Toa Reinsurance Company of America, based in the Morristown, New Jersey office.  He joined Toa in 2020 after 16+ years with Sirius Group.  Keith joined Folksamerica Re (a predecessor company of the Sirius Group) in 2004 in their Claims Department.  He transitioned to Property Treaty Underwriting in 2007 and held various positions within the underwriting department during that time.  Keith graduated from Boston University in 2001.

Dawnmarie, an accomplished broker and underwriter, joined Lloyd’s in 2018 from London broker BMS Group, where she served as a Senior Vice President on the Risk Solutions team. In her role as Northeast Regional Director, she is responsible for market development activities in a 12-state region stretching from Maryland and Washington, D.C. to Maine.  She is also responsible for the broker practice group strategy nationally.

Dawnmarie brings more than 20 years of experience, having served in senior leadership roles with Ascot, Aon Benfield, AIG, and Chubb.  Most recently, in her four years with BMS Group, Dawnmarie was instrumental in market development and production efforts across multiple product lines. She focused on program business, having produced and managed her own portfolio of programs and also served as Target Markets liaison for BMS Re US.

Dawnmarie has her Bachelor of Arts degree from Allegheny College. She is actively involved in insurance industry philanthropic efforts and currently serves as Vice Chair of the IICF Boston Board and is actively involved in charitable work through the Covenant House.

Nick Cook is Chief Risk Officer at Crum & Forster in the Jersey City, NJ office. Previously, he held the position of  Senior Vice President and Head of Ceded Reinsurance and advanced to his new position in January 2020. Prior responsibilities at Crum & Forster include leading the Small Business Team as well as working with the Actuarial, Underwriting and Operations teams to implement submission scoring, risk selection and pricing tools for the E&S Casualty division.

Before joining Crum & Forster, Nick held treaty underwriting roles at OdysseyRe, most recently serving as a Vice President working with clients in the U.S and Bermuda casualty markets. Nick is a graduate of Georgetown University and holds the CPCU and ARe designations.  He resides in Stamford, CT.

Meghan’s current role is AVP, Underwriter at Aspen Re America. She is a Casualty Facultative Underwriter writing Auto Liability, General Liability, and Excess/Umbrella Liability. Meghan joined Aspen in August 2012 and has earned her CPCU, ARe and RPLU professional designations. She values both the analytical and client-facing aspects of underwriting.

Meghan strives to provide clients with high quality and personal service while maintaining a profitable book of business. She also takes on additional responsibilities such as leading Management Information Reporting for the Casualty Facultative team and is a member of various committees such as the Social Committee and an Advocacy Program within Aspen.

Sam DeGiovanni began his career in the reinsurance industry in 2009 as part of Aspen Re’s graduate training scheme before assuming full-time positions in Aspen’s US casualty facultative and treaty teams underwriting casualty and professional lines reinsurance.

In May 2020, Sam joined the newly launched Ryan Re team and currently serves as VP and Senior Casualty Underwriter.

Sam graduated magna cum laude from Boston College with a degree in Economics and Hispanic Studies and has been a member of the IRUA board of directors since 2018.

Ashley Emanuel currently holds the position of Assistant Vice President, Senior Underwriter at OdysseyRe. She began her career as a Commercial Lines Underwriter at a co-operative in upstate New York. There, she was fortunate to learn about the various segments of insurance/reinsurance and the vast amounts of opportunity the industry offers. Having decided to pursue a career in the reinsurance industry and given her undergraduate degree in Architecture, she pursued an MBA at Pennsylvania State University. Ashley graduated with an MBA in 2016 while working as a Professional Lines Underwriter at Chubb. Following that, she worked as a Treaty Underwriter in the Standard Casualty unit at AXA/XL. The most rewarding part of her job is being able to make sound decisions based not only on her education but also on her experiences and unique background.

Ashley is continuously learning and gaining new skills about segments of the industry that were previously unfamiliar to her.  Her participation in the IRUA has helped her be a more thoughtful, fair and effective underwriter. Ashley firmly believes that underwriting is not a career that can be learned from a textbook. She feels strongly that the passing down of knowledge from one generation to another is imperative to the long-term success of the industry.

In her free time, Ashley enjoys spending time with her 4-year-old son Asher, working on various art projects and pestering her family by “underwriting” meaningless tasks.

Joshua Hackett is currently Managing – Head of Casualty at Arch Reinsurance Co and has over 10 years of insurance, reinsurance, and financial services experience.

Josh began his career with Zurich Financial Services as an underwriting trainee in their Global Associate Program focusing on large commercial property insurance. He then joined Endurance Re (Sompo) as a reinsurance treaty casualty underwriter where he became an AVP. Josh moved on to become a sell-side equity associate focusing on the insurance sector at Goldman Sachs Global Investment Research, until ultimately returning to the reinsurance field as Vice President of Broker Treaty Casualty at Swiss Reinsurance.

Josh received a Masters International Affairs from University of California, San Diego School of Global Policy and Strategy and a Bachelor of Arts in International Relations and Political Science from University of Delaware. He holds the CPCU and ARe designations, and has passed the Series 7, 63, 87 licensing exams.

Tom joined Guy Carpenter as its Strategic Advisory Leader for US/Canada in 2017 after spending three years at Arch Reinsurance in an underwriting capacity developing solutions for clients to help manage capital and take advantage of predictive modeling endeavors.  The Strategic Advisory team includes Capital & Growth Advisory, Rating Agency Advisory, and Structured Risks Solutions.

Prior to joining Guy Carpenter and Arch Re, Tom was the America’s P&C Sales and Practice Leader for Towers Watson, a position he stepped into after leading the America’s ERM team for Towers Watson.  Tom was a founding partner of EMB America, LLC, an industry leading ERM and predictive modeling software and solutions provider.

Tom graduated from Illinois Wesleyan University with a Bachelors of Arts in Mathematics and minor in Insurance.

Danny Hojnowski is a Vice President at TransRe in the Specialty Casualty Underwriting unit with a focus on E&O and D&O treaties. During his 11 years at TransRe Danny has also worked in the facultative unit where he underwrote individual Professional Liability risks. In addition to working as an underwriter, he is responsible for monitoring TransRe’s aggregate exposure across their global Professional Liability book of business. Danny was instrumental in implementing TransRe’s “Entity Data Analytics” which allows TransRe to analyze exposure and pricing across their portfolio by aggregating individual policy level details.

Prior to joining TransRe, Danny was a D&O underwriter at Ace American Insurance Company in New York and a facultative underwriter at Everest Re based in both New York and Bermuda.

Julie is a Managing Director at Guy Carpenter with over 12 years of experience. She is responsible for treaty account management for various clients across multiple lines of business.

Julie graduated from Fairfield University with a degree in business management, has completed the Guy Carpenter training program and earned the ARe, AIS, ARM & CPCU designations. Julie has served on the IRUA Education Committee and Board of Directors since 2015.

James McNally is a Vice President of Treaty Underwriting for the Toa Reinsurance Company of America, based in the Morristown, New Jersey office.  He joined Toa in 2011, and after holding various positions in Actuarial and Corporate Accounting, James joined the Treaty Underwriting Department.  He is currently developing and expanding his book of business of casualty and professional lines.  James graduated from Franklin & Marshall College with a B.A. in Economics and he earned his M.B.A. with a concentration in Finance from Lehigh University.  He also holds the professional designations of CPCU, RPLU, ARM, and ARe.

Michael Schummer was born and raised in  Philadelphia and graduated from Temple University’s Actuarial program in 1991.  He worked at several large national writers in an actuarial capacity, supporting pricing and operations in the field.  After a short stint in Northern California, he moved to American Re (now Munich Re) in Princeton, still in an Actuarial capacity.  Michael moved to underwriting in 2002 and currently act as a Casualty Team Lead in our Treaty area.

Mike Sowa currently holds the position of Group Chief Claims Officer with Aspen Group and is based in New York, NY.  He was appointed Managing Director of Global Accounts and Managing Director, Global Distribution & Marketing, Aspen Re in June 2017. He was previously Managing Director, North America and the Property Product Head and brings more than 30 years of expertise as a result. Before joining Aspen Re in 2004, Mike worked with FM Global, Frankona Re, NAC Re and XL Re.

4.2019

John’s career in insurance and reinsurance has spanned the spectrum from Accident and Health to Property, Casualty, Work Comp, Excess Work Comp, Occupational Accident.  Has worked as an intermediary, broker, claims analyst, and consultant in multiple other capacities. John was previously with the Devonshire Group, Axa LM, Helix UK, Alan Gray, Inc and LDG Re.

John’s current focus is on Liability Runoff Transfer, Captive Insurance, Reinsurance Audits and Commutation.  Additionally, has participated at Director level for several non-profit organizations.

James Wilson
N. America P&C VP, Senior U/W Casualty
Partner Re US